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      <image:title>Konstantin Shvarts — Estonian entrepreneur and investor, founder of Nordvik Investments OÜ / Константин Шварц</image:title>
      <image:caption>Konstantin Shvarts — Estonian entrepreneur and investor, founder of Nordvik Investments OÜ / Константин Шварц</image:caption>
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      <image:title>Konstantin Shvarts — global investor and strategic thinker, 30+ years in banking and venture capital / Константин Шварц</image:title>
      <image:caption>Konstantin Shvarts — global investor and strategic thinker, 30+ years in banking and venture capital / Константин Шварц</image:caption>
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      <image:title>Konstantin Shvarts about page portrait — Founder &amp; CEO of Nordvik Investments / Константин Шварц</image:title>
      <image:caption>Konstantin Shvarts about page portrait — Founder &amp; CEO of Nordvik Investments / Константин Шварц</image:caption>
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    <image:image>
      <image:loc>https://konstantinshvarts.com/lovable-uploads/konstantin-shvarts-contact.png</image:loc>
      <image:title>Konstantin Shvarts contact portrait — investor based in Tallinn, Estonia / Константин Шварц</image:title>
      <image:caption>Konstantin Shvarts contact portrait — investor based in Tallinn, Estonia / Константин Шварц</image:caption>
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      <image:title>Konstantin Shvarts banking career — founder of Rosenergobank (2000–2017) / Константин Шварц</image:title>
      <image:caption>Konstantin Shvarts banking career — founder of Rosenergobank (2000–2017) / Константин Шварц</image:caption>
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      <image:loc>https://konstantinshvarts.com/lovable-uploads/konstantin-shvarts-investing.png</image:loc>
      <image:title>Konstantin Shvarts venture capital and frontier technology investments / Константин Шварц</image:title>
      <image:caption>Konstantin Shvarts venture capital and frontier technology investments / Константин Шварц</image:caption>
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      <image:title>Konstantin Shvarts political support — Russian liberal-democratic opposition (Union of Right Forces, Boris Nadezhdin, Boris Nemtsov) / Константин Шварц</image:title>
      <image:caption>Konstantin Shvarts political support — Russian liberal-democratic opposition (Union of Right Forces, Boris Nadezhdin, Boris Nemtsov) / Константин Шварц</image:caption>
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      <image:loc>https://konstantinshvarts.com/lovable-uploads/konstantin-shvarts-nordvik.png</image:loc>
      <image:title>Konstantin Shvarts — Nordvik Investments OÜ, frontier technology venture fund / Константин Шварц</image:title>
      <image:caption>Konstantin Shvarts — Nordvik Investments OÜ, frontier technology venture fund / Константин Шварц</image:caption>
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      <image:title>Konstantin Shvarts — LinkedIn post on the GENIUS Act and stablecoins (June 2025) / Константин Шварц</image:title>
      <image:caption>Konstantin Shvarts on the GENIUS Act and US stablecoin regulation / Пост Константина Шварца о GENIUS Act и регулировании стейблкоинов в США</image:caption>
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      <image:loc>https://konstantinshvarts.com/lovable-uploads/konstantin-shvarts-linkedin-2025-05-treasuries.jpg</image:loc>
      <image:title>Konstantin Shvarts — LinkedIn post on US Treasuries and stablecoins (May 2025) / Константин Шварц</image:title>
      <image:caption>Konstantin Shvarts on US Treasuries demand and stablecoin reserves / Пост Константина Шварца о казначейских облигациях США и стейблкоинах</image:caption>
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      <image:title>Konstantin Shvarts — LinkedIn post on investment strategy (May 2025) / Константин Шварц</image:title>
      <image:caption>Konstantin Shvarts on investment strategy and portfolio construction / Пост Константина Шварца об инвестиционной стратегии</image:caption>
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      <image:loc>https://konstantinshvarts.com/lovable-uploads/konstantin-shvarts-linkedin-2025-05-investing.jpg</image:loc>
      <image:title>Konstantin Shvarts — LinkedIn post on investing fundamentals (May 2025) / Константин Шварц</image:title>
      <image:caption>Konstantin Shvarts on investing fundamentals and capital allocation / Пост Константина Шварца об основах инвестирования</image:caption>
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      <image:loc>https://konstantinshvarts.com/lovable-uploads/konstantin-shvarts-baltic-times-portrait.jpg</image:loc>
      <image:title>Konstantin Shvarts — portrait used in The Baltic Times coverage / Константин Шварц</image:title>
      <image:caption>Portrait of Konstantin Shvarts as featured in The Baltic Times coverage of Nordvik Investments / Портрет Константина Шварца, использованный в публикациях The Baltic Times</image:caption>
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      <image:title>Константин Шварц — эстонский предприниматель и инвестор, основатель Nordvik Investments OÜ / Konstantin Shvarts</image:title>
      <image:caption>Константин Шварц — эстонский предприниматель и инвестор, основатель Nordvik Investments OÜ / Konstantin Shvarts</image:caption>
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      <image:loc>https://konstantinshvarts.com/lovable-uploads/konstantin-shvarts-nordvik.png</image:loc>
      <image:title>Константин Шварц — Nordvik Investments OÜ, венчурные инвестиции в frontier technology / Konstantin Shvarts</image:title>
      <image:caption>Константин Шварц — Nordvik Investments OÜ, венчурные инвестиции в frontier technology / Konstantin Shvarts</image:caption>
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    <image:image>
      <image:loc>https://konstantinshvarts.com/lovable-uploads/konstantin-shvarts-banking.png</image:loc>
      <image:title>Константин Шварц — банковская карьера, Росэнергобанк (2000–2017) / Konstantin Shvarts</image:title>
      <image:caption>Константин Шварц — банковская карьера, Росэнергобанк (2000–2017) / Konstantin Shvarts</image:caption>
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    <image:image>
      <image:loc>https://konstantinshvarts.com/lovable-uploads/konstantin-shvarts-politics.png</image:loc>
      <image:title>Константин Шварц — поддержка российской либеральной оппозиции (Союз правых сил, Борис Надеждин, Борис Немцов) / Konstantin Shvarts</image:title>
      <image:caption>Константин Шварц — поддержка российской либеральной оппозиции (Союз правых сил, Борис Надеждин, Борис Немцов) / Konstantin Shvarts</image:caption>
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      <image:loc>https://konstantinshvarts.com/lovable-uploads/konstantin-shvarts-dalai-lama.png</image:loc>
      <image:title>Константин Шварц с Далай-ламой XIV — гуманитарная встреча 2017–2018 / Konstantin Shvarts</image:title>
      <image:caption>Константин Шварц с Далай-ламой XIV — гуманитарная встреча 2017–2018 / Konstantin Shvarts</image:caption>
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      <image:loc>https://konstantinshvarts.com/lovable-uploads/konstantin-shvarts-investing.png</image:loc>
      <image:title>Константин Шварц — венчурные инвестиции, frontier technology, EatBeat, MoneyZen / Konstantin Shvarts</image:title>
      <image:caption>Константин Шварц — венчурные инвестиции, frontier technology, EatBeat, MoneyZen / Konstantin Shvarts</image:caption>
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      <image:loc>https://konstantinshvarts.com/lovable-uploads/konstantin-shvarts-news-3.png</image:loc>
      <image:title>Константин Шварц — интервью на GlobalEdgeTalk Podcast о банке и политике / Konstantin Shvarts</image:title>
      <image:caption>Константин Шварц — интервью на GlobalEdgeTalk Podcast о банке и политике / Konstantin Shvarts</image:caption>
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      <image:loc>https://konstantinshvarts.com/lovable-uploads/konstantin-shvarts-tallinn-1991.png</image:loc>
      <image:title>Константин Шварц — Таллинская биржа 1991, начало предпринимательской деятельности / Konstantin Shvarts</image:title>
      <image:caption>Константин Шварц — Таллинская биржа 1991, начало предпринимательской деятельности / Konstantin Shvarts</image:caption>
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      <image:loc>https://konstantinshvarts.com/lovable-uploads/konstantin-shvarts-eesti-express.png</image:loc>
      <image:title>Константин Шварц — публикация Eesti Ekspress, эстонские медиа / Konstantin Shvarts</image:title>
      <image:caption>Константин Шварц — публикация Eesti Ekspress, эстонские медиа / Konstantin Shvarts</image:caption>
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      <image:loc>https://konstantinshvarts.com/lovable-uploads/konstantin-shvarts-delfi-podcast.png</image:loc>
      <image:title>Константин Шварц — подкаст Delfi Estonia о банке и политике / Konstantin Shvarts</image:title>
      <image:caption>Константин Шварц — подкаст Delfi Estonia о банке и политике / Konstantin Shvarts</image:caption>
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      <image:title>Konstantin Shvarts — We are about to dive! 2026 mid-year outlook, The Baltic Times (May 22, 2026) / Константин Шварц — прогноз на конец 2026</image:title>
      <image:caption>Konstantin Shvarts on US midterms, Fed leadership change under Warsh, long-end bond yields, oil deficit and AI bubble / Константин Шварц о промежуточных выборах в США, смене руководства ФРС, длинных доходностях, нефтяном дефиците и AI-пузыре</image:caption>
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    <loc>https://konstantinshvarts.com/blog/not-moving-to-dubai-or-monaco</loc>
    <lastmod>2026-08-11</lastmod>
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      <image:title>Konstantin Shvarts in Tallinn, Delfi interview "I am not planning to move to Dubai or Monaco yet" (August 5, 2026) / Константин Шварц в Таллинне, интервью Delfi</image:title>
      <image:caption>Konstantin Shvarts on returning to Estonia, the sale of Rosenergobank, the political case in Moscow, support for Boris Nadezhdin, and Nordvik Investments in fintech, AI and biotech / Константин Шварц о возвращении в Эстонию, продаже Росэнергобанка, деле в Москве, поддержке Бориса Надеждина и инвестициях Nordvik Investments</image:caption>
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